Start your journey to your first home
We're here to help you open the door to a place of your own. With low-deposit mortgages, our latest rates, online applications and handy guides, we make it easier to find a mortgage.
- Make overpaymentsYou can make overpayments so you can reduce the size of your mortgage (subject to your mortgage terms).
- Borrow up to a 35-year termChoose your length of term – up to 35 years, so your monthly payments can suit you.
- Fee saver mortgagesWe’ve got a range of mortgages with no booking fee, and all our mortgages come with a standard valuation at no extra cost.
Apply by phone or online
You can speak to one of our mortgage advisors or apply online.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Find out how to apply
Starting your journey to becoming a homeowner with us is easy. First, you'll need a Decision in Principle – we’ll explain how to do this over the phone or online. Then, we'll let you know what you’ll need to do for your mortgage application.
Our mortgage advisers will be happy to offer you advice over the phone.
If you've started your application already, you can pick up where you left off, or update it online at any time.
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A guide for first-time buyers
Find out more about the steps involved in buying your first home.
Rates
Compare our latest mortgage rates and understand our fees.
How much could you borrow
Use our quick calculator to see how much you could borrow.
Repayments calculator
Work out how much your mortgage payments could be.