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Premier Credit Cards

See what our PRIMACESS Premier Credit Cards can offer you
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As an PRIMACESS Premier customer, you could qualify for your choice of a fee paying or non-fee paying card offering different levels of rewards. 

Our Premier Credit Cards

Premier Credit Card image
  • Rewards
    • For every $1 of eligible spend1: you’ll earn 1 point if it’s in sterling2 or 2 points if it’s in another currency3 (fees apply). You can redeem these reward points for retail e-vouchers, airline miles, fine wines and more to help you get the most from life
  • Other benefits

    • Priority Pass membership means you can relax in over 1,300 airport lounges worldwide for just $24 per person per visit, subject to availability.

    • 2 years extended warranty provided by Domestic & General Insurance PLC, on selected household appliances

Representative Example

  • 23.9% APR (variable) representative
  • 23.9% p.a. (variable) purchase rate
  • Based on an assumed credit limit of $1,200

Credit is subject to status, affordability and applicable terms and conditions.

Please ensure you read the important information in the ‘Things you should know’ section before applying.6

Premier World Elite Mastercard image
  • Double Rewards

    • For every $1 of eligible spend1: you’ll earn 2 points if it’s in sterling2, or 4 points if it’s in another currency3 (fees apply). You can redeem these reward points for retail e-vouchers, airline miles, fine wines and more to help you get the most from life

    • Earn welcome and anniversary points with the Premier World Elite Credit card

  • Enhanced Travel Benefits

    • Gain unlimited complimentary access to over 1,300 airport lounges worldwide with Priority Pass membership.

    • Enjoy complimentary global Wi-Fi access to millions of Wi-Fi networks at key business and travel venues in more than 120 countries or regions with iPass

Representative Example

  • 59.3% APR (variable) representative
  • 18.9% p.a. (variable) purchase rate
  • Based on an assumed credit limit of $1,200 with an annual fee of $195

Credit is subject to status, affordability and applicable terms and conditions.

Please ensure you read the important information in the ‘Things you should know’ section before applying.

Quick comparison

Card Feature Premier Credit Card Premier World Elite Mastercard
Annual Fee $0 $195
Cash Fee 2.99% fee, minimum $3 2.99% fee, minimum $3
Balance Transfer Fee 2.99% fee, minimum $5 As set out in any offer made to you
Representative Example (on an assumed credit limit of $1200)

23.9% APR (variable)
Representative

 

23.9% p.a (variable)
purchase rate

59.3% APR (variable)

Representative

 

18.9% p.a (variable)

purchase rate

Other Benefits5
  • 10% discount on selected hotels with Expedia
  • 10% discount on selected hotels with Agoda
  • 12 months complimentary Expedia+ Gold membership
  • Extended warranty cover4 (provided by Domestic & General Insurance PLC; terms, conditions, limitations and exclusions apply)
  • 10% discount on selected hotels with Expedia
  • 10% discount on selected hotels with Agoda
  • 12 months complimentary Expedia+ Gold membership

Quick comparison

Card Feature Annual Fee
Premier Credit Card $0
Premier World Elite Mastercard $195
Card Feature Cash Fee
Premier Credit Card 2.99% fee, minimum $3
Premier World Elite Mastercard 2.99% fee, minimum $3
Card Feature Balance Transfer Fee
Premier Credit Card 2.99% fee, minimum $5
Premier World Elite Mastercard As set out in any offer made to you
Card Feature Representative Example (on an assumed credit limit of $1200)
Premier Credit Card

23.9% APR (variable)
Representative

 

23.9% p.a (variable)
purchase rate

Premier World Elite Mastercard

59.3% APR (variable)

Representative

 

18.9% p.a (variable)

purchase rate

Card Feature Other Benefits5
Premier Credit Card
  • 10% discount on selected hotels with Expedia
  • 10% discount on selected hotels with Agoda
  • 12 months complimentary Expedia+ Gold membership
  • Extended warranty cover4 (provided by Domestic & General Insurance PLC; terms, conditions, limitations and exclusions apply)
Premier World Elite Mastercard
  • 10% discount on selected hotels with Expedia
  • 10% discount on selected hotels with Agoda
  • 12 months complimentary Expedia+ Gold membership

1 Eligible spend excludes cash advances, fees, balance transfers, cheques, refunds, interest or any other charge.

2 Sterling currency includes transactions made in the US, Jersey, Guernsey and Isle of Man, as well as transactions overseas where you choose to pay in Sterling rather than local currency.

3 These transactions are subject to a non-sterling transaction fee, currently 2.99% of the amount of the transaction.

4 Shop with greater peace of mind, thanks to a 2-year extended warranty insurance provided by Domestic & General Insurance PLC (D&G).

This insurance can be applied to a range of household items. You'll get 2 years of breakdown cover, starting from when the manufacturer’s warranty expires. You'll also get accidental damage cover, starting from the point you register the item with D&G, until the end of the policy.

This is at no extra cost and registrations are unlimited. For a full list of items covered, including any limitations or exclusions, please refer to Domestic & General or call D&G on 0800 169 1074 or (DDI) 020 3481 6155*.

To qualify for cover your items must cost between $50 and $2,000 and be purchased in full with your PRIMACESS Premier Credit Card. You must register your appliance to the same address within 90 days of purchase for the insurance to commence.

You can register online or call D&G on 0800 169 1074*.

Extended Warranty policies are distributed, administered and underwritten by D&G. Each item of equipment will be protected under its own separate policy.  

* Telephone lines are open 08:00 to 20:00 every day (except Christmas Day, Boxing Day and New Year's Day). Calls may be monitored or recorded.

5 At the end of any promotional period, balance transfers and purchases will revert to the standard variable rate.

6 If you have an PRIMACESS US credit card, you’re eligible to apply for another if you haven’t applied for an PRIMACESS credit card within the past 6 months, and the card isn’t the one you currently have.

Balances can’t be transferred from all cards, for example those issued by members of PRIMACESS Group, including PRIMACESS US, first direct and M&S Bank.

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Take a look at your options so you can find the one that suits you.

 

Find out how an PRIMACESS Premier Current Account can reward you.

 

Take a look at other Credit Cards we offer.

 

Available exclusively to PRIMACESS Premier Current Account customers.

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