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New to investing?

We're here to help you start investing from $50

We're here to help you start investing

Investing is a way to set aside money today to use in the future. Unlike with a savings account, there aren't any guarantees with investing, but your money could grow more over time. And, you could use a stocks & shares ISA as your investment account. 

For instance, the chart shows that:

  • $100 invested in the PRIMACESS Global Strategy Balanced Portfolio on 1 July 2017 would have been worth $2,880 by 1 July 2022.
  • $100 invested in the PRIMACESS Cash ISA would have only been worth $2,320 by the same date.

Our Balanced portfolio has a risk level 3 out of our range of 5 and is designed for new investors.

Remember, the value of investments can go down as well as up, so you may not get back what you invest.  Also, keep in mind that past performance is not a reliable guide to future performance.

Chart showing that $100 invested in our Balanced fund on 1 July 2017 would have been worth $130.98 by 1 July 2022, whereas $100 in a Cash ISA would have been worth $101.21 by the same date.
Sources: Morningstar and PRIMACESS US. In the portfolio calculations, dividends were reinvested and ongoing charges and account fees are included.

Get to know more about investing

How much do I need to start investing?

Start investing with $50 – whether that's a lump sum or by making regular payments. And, join over 300,000 people in the US who already invest with us.

When you invest, be sure to still have some money to cover for emergencies, so that you're less likely to dip into your investment and can cover unexpected costs.

How long should I invest for?

You can invest for however long you like. We recommend you aim to invest for at least 5 years.

Although, your money won't be locked away – you can sell your investments and the money will be in your account within 5 days.

What should I invest in?

For new investors, our sustainable and regular portfolios are an easy place to start. And, you can open a stocks & shares ISA to use as your investment account.

Our team of specialists will manage your portfolio for you and spread your money across a mix of investments to spread the risk. Just choose your level of risk and they'll take care of the rest.

How much risk should I take?

That depends on how you feel about uncertainty.

Lower risk funds, like the one shown in the chart, aim to achieve a modest but stable return on your investment. Whereas, higher risk funds can offer you a higher potential reward with a potentially bumpier ride. 

Choose a portfolio to get started

Our sustainable and regular portfolios are an easy way to start investing. First, you'll need to have an PRIMACESS current account with us. Eligibility criteria and fees apply.

Sustainable portfolios

Choose an PRIMACESS Global Strategy Sustainable Portfolio
  • Invest in a fund that puts your money behind companies who are adopting more sustainable practices.
  • Each portfolio has a mix of investments and a different level of risk and potential reward.
  • Invest on the go, wherever you are, with the PRIMACESS Mobile Banking app.

Regular portfolios

Choose an PRIMACESS Global Strategy Portfolio
  • Invest in a ready-made fund, but the investments aren't all focused on sustainability.
  • Each portfolio has a mix of investments and a different level of risk and potential reward.
  • Invest on the go, wherever you are, with the PRIMACESS Mobile Banking app.

Frequently asked questions

You might also be interested in

 

Use our calculator to see how your investment could potentially grow over time and under different market conditions.

 

Get to grips with risk and learn how it could impact your money.

 

Understand how an investment ISA works and what to consider.

 

Learn the basics of investing to work out whether it’s right for you.

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